Happy New Year – Wishing you and yours the very best for 2015!

Throughout 2014 we were reminded that: markets are volatile; employment trends are ever-changing; food prices seem to continue to rise; diminishing energy prices can bolster the economy; the debt crisis in Europe appears to be on the mend; and returns are unpredictable.

Through all the hints of corrections, we were there with you; guiding and advising you.  While we can’t know what the future holds, here’s a glimpse of what 2015 might bring on the financial front:

Market volatility will be ever-present and a consistent element of the new “normal,” given geopolitical tensions, varying reform agendas, and divided monetary policies across the globe.   Within the first couple weeks of the year, the precipitous drop in the price of oil has caused major swings.

On the home front, the dollar has strengthened, and interest rates remain low setting the stage for the U.S. to continue to be a leader in 2015.  Coupled with development in new technologies:  mobility, cloud computing, and additive manufacturing, the country’s future looks bright!

We expect the Fed to have its first rate hike in 2015.   While many of us have benefited from low interest rates, it is time for the central bank to tighten its belt. Janet Yellen and her team will be providing strict oversight to the gradual rollout.

We are excited for what 2015 has in store for us.  We will continue to work hard for you and your family and to keep you abreast of the ever-changing world and investment arena.

As we welcome another New Year, we’re hopeful this one will be a great one for you; allowing you to continue to pursue your interests and live your dreams!  We wish you the very best in health and happiness and look forward to seeing you at our upcoming client events throughout the year.  From our family to yours, Happy 2015!