Our advisors share their insights and experience on a wide range of financial topics.
We are pleased to announce the release of our new website. Designed with a fresh, innovative appearance, our new site includes all the features you previously utilized, as well as some new ones you’ll be sure to love. Our new design allows us to communicate with you, your family, friends and neighbors in greater ways, through regular updates, event announcements and educational tools & opportunities.
A short virtual video tour and
walk-through of our new website
will be available soon. More
information to follow.
Also available is a simple guide to accessing your accounts through our website. This booklet can be requested by contacting one of our offices.
Ciccarelli Advisory Services welcomes new team members to the Bonita Springs and Naples offices.
Director of First Impressions ● Bonita Springs Office ● Email: Carolyn@CASFinancialCoach.com
Carolyn joined us in May 2012 as our Receptionist and Director of First Impressions in our Bonita Springs office. As a member of the Bonita Springs CAS team her responsibilities include answering the phones, scheduling and confirming appointments, handling client calls and requests and other office related tasks. Carolyn, although originally from Ohio, recently relocated to Bonita Springs from New Mexico. She enjoys reading, walking, bicycling and is a proud wife, mother and grandmother.
TINA R. GARVEY
Client Services Associate ● Bonita Springs Office ● Email: Tina@CASFinancialCoach.com
Tina joined us in August 2012 as a member of the client services team in the Bonita Springs office. Her primary role is to assist Paul F. Ciccarelli, CFP®, ChFC®, CLU in working with the clients he is responsible for. Tina has an extensive financial services background, having worked for such companies as Ameriprise, AG Edwards/Wells Fargo, JP Morgan and Bank One. She received her Bachelor’s degree from Purdue University in West Lafayette, IN. Tina and her husband, Jerry, moved to Naples in 2011 from Lake Geneva, Wisconsin.
Co‐Director of First Impressions ● Naples Office ● Email: Receptionist@CAS‐NaplesFL.com
Theresa joined us in August 2012 in the job‐share role of Co‐Director of First Impressions. Born and raised in upstate New York, Theresa attended Dutchess Community College and received an AAS degree in Business Administration. She joined IBM Corporation in Poughkeepsie, New York, soon after and held numerous administrative positions in New York and Massachusetts. Theresa moved to Naples from the Boston area in March of 2012 with her husband, Richard, and cat, Charley, after vacationing in the area for several years.
LORY L. LAROSE
Operations Assistant ● Naples Office ● Email: Lory@CAS‐NaplesFL.com
Lory joined us in May 2012. Originally from Massachusetts, Lory graduated from Suffolk University with a Bachelors of Science in Finance and obtained her Masters in Business Administration from Bryant University. Prior to moving to Naples, Lory spent nine years with Fidelity Investments, where she most recently served in a business analyst role at their corporate headquarters in Rhode Island. In her spare time, Lory enjoys traveling, serving as a volunteer at Domestic Animal Services, and spending time with her husband and two Scottish Terriers.
STEVEN T. MERKEL, CFP®, ChFC®
Ciccarelli Advisory Services, Inc.
Steve specializes in asset allocation and private portfolio design. He believes that diversification and a disciplined personalized risk‐adjusted portfolio model are important elements for financial success. Steve acknowledges that there are many other important aspects of the financial planning process, such as risk management, tax planning, and reviewing estate documents regularly.
Steve joined Ciccarelli Advisory Services, Inc. (CAS) as a member of the advisor team in the Bonita Springs office. His responsibilities include strategic investment research, planning analysis and client relationship management. In addition, Steve’s role includes portfolio management, portfolio trading and providing financial planning support for the office. Steve is also a member of our research team and will be writing white papers and articles for CAS on various financial planning topics. Steve has over 14 years of experience in portfolio management, estate planning, risk management, tax strategies, private wealth management, and personal financial planning. Prior to joining CAS, Steve was a Chief Compliance Officer & Portfolio Manager for a registered investment advisory firm located in Miami, FL. In 2005, he moved to Naples for a partnership opportunity as a Sr. Vice President/Portfolio Manager with a local investment advisory firm that was later sold to a larger institution. He was responsible for new business development and portfolio management during these years. Prior to that time, he accomplished 11 years of distinguished service in the United States Army serving with the 10th Mountain Division out of Ft. Drum, NY and the Air Defense Artillery Corps as a Stinger Missile Commander.
Steve is a registered representative of FSC Securities Corporation and has his Series 7 & Series 66 securities registrations. Steve holds the prestigious CERTIFIED FINANCIAL PLANNER™ practitioner designation and is a Chartered Financial Consultant as designated by The American College. He holds a Bachelor of Science in Business Administration with a concentration in Finance from Shippensburg University of Pennsylvania. In addition, Steve is a graduate of the United States Military Academy, FL where he was appointed as a Commissioned Officer. Steve has been featured and widely quoted in numerous publications, including: The New York Times, Business Week, Consumer Reports, Investment News, Financial Planning Magazine, and Fidelity’s Stages Quarterly. Additionally, Steve is a frequent contributor of published articles for websites, such as: www.Investopedia.com and www.AccountantsWorld.com. In 2007 and 2008, he co‐hosted the talk radio show “The Wealth Strategist” on 98.9 FM aired on Saturday & Sunday mornings on the SW Florida Gulf Coast. Currently, Steve is a member of the Financial Planning Association (FPA) and the National Association of Estate Planners & Councils (NAEPC). He moved to Florida in 1994 and lives in Naples with his wife, Johanna, and their two dogs, Gia and Foxy. Steve enjoys fishing, golf, military history, Miami Hurricanes football, and continues to be an avid motocross rider and enthusiast since 1985.