Josh Espinosa Earns CFP® Certification
Josh’s hard work and dedication exemplify our firm’s commitment to expanding our financial planning acumen and enhancing our ability to deliver knowledgeable guidance to clients.
In light of Josh’s completion of the CFP® program, Ciccarelli Advisory Services now has nine CERTIFIED FINANCIAL PLANNER™ professionals on our team.
“Josh has demonstrated a passion for professional growth and continuous learning in his role as an associate advisor,” said Kim Ciccarelli Kantor, President of Ciccarelli Advisory Services. “His educational achievement is a clear reflection of his enthusiasm for serving the ever-changing needs of our client families.”
The CFP® certification is widely regarded as one of the most prestigious and rigorous financial education programs. By fulfilling all of the requirements, Josh has developed a strong foundational knowledge of essential financial planning concepts, including:
- The financial planning process and regulatory environment;
- Planning for retirement needs;
- Investment management;
- Insurance planning;
- Income taxation; and
- Estate planning.